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What You Need To Know About Student Health Insurance


slider7_track_menCollege students have their fair share of worries, such as paying tuition fees, working out schedules and, of course, studying. With all this to deal with, it’s not surprising that health insurance isn’t the main thing on students’ minds. In fact, according to a 2002 study sponsored by the Heinz Family Philanthropies and the Chickering Group, 30% of college students don’t have any type of health insurance. The study also pointed out that the need for health insurance is hard to ignore, as those who were without it were less likely to complete college. In this article we will look at the advantages of having a good student health insurance plan. (For more information on the types of healthcare plans available, read How To Choose A Healthcare Plan.)

But Don’t I Already Have Coverage?
Students are normally provided with standard student medical insurance by the university or are still covered under their parents’ plans, but many times, pre¬≠existing conditions make it difficult for a student to get the appropriate coverage through college insurance, which may be “bare¬≠bones” and not cover specific conditions. For instance, a student suffering from asthma may find that this condition is not covered by his or her school. In this situation, a student health insurance plan from a private healthcare provider may be worth looking into.

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