Specializing in Insurance for Amateur Youth and Adult Sports Nationwide

Brown and Moore has provided specialized insurance coverage for over 30 years.

We offer comprehensive coverages and very competitive rates for:

  • College Sports
  • … and more!

Brown and Moore is located outside of Atlanta, GA. Our agency is licensed in all 50 states and Washington, DC.

Our expert agents are called upon repeatedly for sports insurance advice because of our reputation and experience in the sports insurance industry. Brown and Moore has earned a reputation for providing competitively priced sports insurance packages tailored to your sport and your organization.

Common Game Injuries

  • Ankle sprains (26.2% for men; 24.6% for women)
  • Knee Internal Derangement (7.4% for men; 15.9% for women)
  • Concussions (3.6% for men, 6.5% for women)
  • Patella injuries (2.4% for men, 3.7% for women)

Common Practice Injuries

  • Ankle ligament sprains (26.8% for men, 23.6% for women)
  • Knee internal derangements (6.2% for men, 9.3% for women)
  • Patella injuries (3.7% for men, 4% for women)

Injuries are bound to occur, but taking preventive steps and being cautious minimizes the risks.

Player safety

Two hoops and a ball are all you need to play basketball, but player gear is essential to their safety.

  • Basketball shoes are intended to minimize foot, ankle and leg injuries. High-top shoes offer added ankle support. Basketball shoes should have non-skid soles and be laced securely during all practices and games.
  • Mouth guards are not always required by leagues, but wearing one is recommended to help prevent or minimize injuries to teeth, lips and the tongue.
  • Protective eyewear made of shatterproof plastic is highly recommended for players who wear eyeglasses and contacts.

Game safety

Basketball insurance

The rules for play are as much about the game as they are about safety. Fouling other players is a common source of injuries. Shoving, tripping, and holding other players can also lead injury. Referees must maintain control of the game to keep overly physical play in check.

Staying well hydrated during games and practice is imperative. Heat-related illness and dehydration can lead to other physical ailments.

Many basketball leagues play year round, which can lead to excessive-play injuries such as strains and sprains, tendonitis, growth plate injuries and stress fractures.

A first aid and CPR-certified coach, parent, or referee should be on hand for games and practices. In addition, most facilities are required to have an automated external defibrillator( AED) available in the event of a participant or spectator-related cardiac event.

Coach accountability

Coaches maintain proper safety guidelines for players and should make sure that players are taking the right precautions and wearing the appropriate gear. Coaches should monitor the following:

  • Equipment: Balls, gear and the court should be inspected prior to practices and games.
  • Player levels and abilities: Players should be matched up by age and physical ability.
  • Pre and post-play: Coaches should offer players adequate time to stretch, warm up, and cool down before and after practices and games.
  • Player conditioning: Practice activities should gradually increase player conditioning without overworking them.

Note: When a basketball insurance policy is selected, make sure that all directors, coaches and volunteers are covered.